Personal Loan
Get a collateral-free personal loan with quick approval and flexible tenure. Salary-based eligibility, minimal documentation, and the best rates from 30+ banks & NBFCs.
Why choose this loan
Key Benefits
100% Collateral-free
No asset or guarantor required.
Approval in 24–48 hrs
Fast salary-based eligibility check.
Flexible tenure
Repay over 12 to 60 months.
Minimal paperwork
PAN, Aadhaar, salary slips — that's it.
Eligibility Criteria
Who can apply
- Age between 21 and 60 years
- Minimum monthly income of ₹20,000
- CIBIL score of 700 or above (we also help lower scores)
- Salaried, self-employed & business owners eligible
- Resident of India with valid KYC
Documentation
Required Documents
- PAN Card *
- Aadhaar Card *
- Passport-size Photograph *
- Last 3 months Salary Slips *
- 6 months Bank Statement *
- Latest ITR (if applicable)
Check Your Eligibility
Get an instant estimate of how much you can borrow.
Prefer to talk to an expert?
Our loan advisors will assess your profile, compare lenders, and get you the best personal loan offer.
Plan your repayment
EMI Calculator
Your Monthly EMI
₹32,909
Compare & save
Bank & NBFC Comparison
| Lender | Interest Rate | Processing Fee | Max Tenure | |
|---|---|---|---|---|
HDFC Bank BANK | 10.5% – 13% | 1.5% onwards | 5 yrs | Lowest EMI |
ICICI Bank BANK | 10.85% – 13.35% | 1.5% onwards | 5 yrs | Fast approval |
State Bank of India BANK | 11.2% – 13.7% | 1.5% onwards | 5 yrs | |
Axis Bank BANK | 11.55% – 14.05% | 1.5% onwards | 5 yrs |
Rates are indicative and subject to lender approval. MIMA negotiates the best available offer for you.
Got questions?
FAQs
Everything you need to know about Personal Loan.
Apply for your Personal Loan today
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