Loan Against Property (LAP)
Loan Against Property for residential and commercial assets. Use funds for business, education, or any large requirement at low secured-loan rates.
Why choose this loan
Key Benefits
Residential & commercial
Both property types accepted.
Balance transfer + top-up
Move existing mortgage & borrow more.
High loan amount
Up to ₹7.5 crore based on value.
Document verification
We handle the legal & technical checks.
Eligibility Criteria
Who can apply
- Age between 23 and 70 years
- Minimum monthly income of ₹30,000
- CIBIL score of 680 or above (we also help lower scores)
- Salaried, self-employed & business owners eligible
- Resident of India with valid KYC
Documentation
Required Documents
- PAN Card *
- Aadhaar Card *
- Passport-size Photograph *
- Property Documents *
- Existing Loan Statement (if any) (if applicable)
- Income Proof *
Check Your Eligibility
Get an instant estimate of how much you can borrow.
Prefer to talk to an expert?
Our loan advisors will assess your profile, compare lenders, and get you the best loan against property (lap) offer.
Plan your repayment
EMI Calculator
Your Monthly EMI
₹6,02,419
Compare & save
Bank & NBFC Comparison
| Lender | Interest Rate | Processing Fee | Max Tenure | |
|---|---|---|---|---|
Kotak Mahindra Bank BANK | 9.25% – 11.75% | 1% onwards | 15 yrs | Lowest EMI |
Bajaj Finserv NBFC | 9.6% – 12.1% | 1% onwards | 15 yrs | Fast approval |
Tata Capital NBFC | 9.95% – 12.45% | 1% onwards | 15 yrs | |
Aditya Birla Finance NBFC | 10.3% – 12.8% | 1% onwards | 15 yrs |
Rates are indicative and subject to lender approval. MIMA negotiates the best available offer for you.
Got questions?
FAQs
Everything you need to know about Loan Against Property (LAP).
Apply for your Loan Against Property (LAP) today
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