Unlock your property's value
Mortgage Loan
Mortgage loan against residential or commercial property with attractive rates and high loan-to-value. Compare offers across banks & NBFCs.
Interest Rate
9% – 14.5%
Loan Amount
₹5.00 L – ₹5.00 Cr
Tenure
24 – 180 months
Processing Fee
1%
Why choose this loan
Key Benefits
Up to 70% of property value
High loan-to-value ratio.
Tenure up to 15 years
Lower EMIs with long tenure.
Lower interest rates
Secured loan = better pricing.
Bank/NBFC comparison
We negotiate the best offer for you.
Eligibility Criteria
Who can apply
- Age between 23 and 70 years
- Minimum monthly income of ₹30,000
- CIBIL score of 680 or above (we also help lower scores)
- Salaried, self-employed & business owners eligible
- Resident of India with valid KYC
Documentation
Required Documents
- PAN Card *
- Aadhaar Card *
- Passport-size Photograph *
- Property Title Documents *
- Property Valuation Report (if applicable)
- Income Proof (ITR/Salary) *
Check Your Eligibility
Get an instant estimate of how much you can borrow.
Prefer to talk to an expert?
Our loan advisors will assess your profile, compare lenders, and get you the best mortgage loan offer.
Plan your repayment
EMI Calculator
₹1,26,25,000
5,00,0005,00,00,000
9.00%
914.5
36 mo
24180
Your Monthly EMI
₹4,01,472
Principal₹1,26,25,000
Total Interest₹18,27,992
Total Payable₹1,44,52,992
Principal 87%Interest 13%
Compare & save
Bank & NBFC Comparison
| Lender | Interest Rate | Processing Fee | Max Tenure | |
|---|---|---|---|---|
State Bank of India BANK | 9% – 11.5% | 1% onwards | 15 yrs | Lowest EMI |
Axis Bank BANK | 9.35% – 11.85% | 1% onwards | 15 yrs | Fast approval |
Kotak Mahindra Bank BANK | 9.7% – 12.2% | 1% onwards | 15 yrs | |
Bajaj Finserv NBFC | 10.05% – 12.55% | 1% onwards | 15 yrs |
Rates are indicative and subject to lender approval. MIMA negotiates the best available offer for you.
Got questions?
FAQs
Everything you need to know about Mortgage Loan.
Self-owned residential or commercial property with clear title.
Apply for your Mortgage Loan today
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