Working capital & MSME funding to grow

Business Loan

Unsecured business and MSME loans based on your turnover. Fund working capital, expansion, inventory, or machinery with quick approval.

Interest Rate
13% – 26%
Loan Amount
₹1.00 L – ₹75.00 L
Tenure
12 – 48 months
Processing Fee
2%

Why choose this loan

Key Benefits

Turnover-based eligibility

Loan sized to your business cash flow.

MSME & Mudra support

Special schemes for registered MSMEs.

Collateral-free options

Unsecured funding up to ₹75 lakh.

Quick approval workflow

GST & bank-statement based fast track.

Eligibility Criteria

Who can apply

  • Age between 24 and 65 years
  • Minimum monthly income of ₹50,000
  • CIBIL score of 680 or above (we also help lower scores)
  • Business vintage of at least 2 year(s)
  • Resident of India with valid KYC

Documentation

Required Documents

  • PAN Card *
  • Aadhaar Card *
  • Passport-size Photograph *
  • GST Registration & Returns *
  • Last 2 years ITR *
  • 12 months Bank Statement *
  • Business Proof / Udyam *

Check Your Eligibility

Get an instant estimate of how much you can borrow.

Prefer to talk to an expert?

Our loan advisors will assess your profile, compare lenders, and get you the best business loan offer.

Plan your repayment

EMI Calculator

₹19,00,000
1,00,00075,00,000
13.00%
1326
36 mo
1248

Your Monthly EMI

₹64,019

Principal₹19,00,000
Total Interest₹4,04,684
Total Payable₹23,04,684
Principal 82%Interest 18%

Compare & save

Bank & NBFC Comparison

LenderInterest RateProcessing Fee
ICICI Bank
BANK
13% – 15.5%2% onwards Lowest EMI
State Bank of India
BANK
13.35% – 15.85%2% onwards Fast approval
Axis Bank
BANK
13.7% – 16.2%2% onwards
Kotak Mahindra Bank
BANK
14.05% – 16.55%2% onwards

Rates are indicative and subject to lender approval. MIMA negotiates the best available offer for you.

Got questions?

FAQs

Everything you need to know about Business Loan.

Generally 2+ years of operations with filed ITR/GST returns.

Apply for your Business Loan today

One point contact for all your financial requirements.